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YPWP News

Your go-to hub for practical tips, inspiring stories, and expert insights on income protection, investments, education funding, and retirement planning. Learn how to make smart financial moves and secure a brighter future—one article at a time.
Is Your Life Insurance Policy Orphaned? Here’s Why That Doesn’t Mean You’re on Your Own

Lost contact with the financial advisor who helped you purchase your life insurance? Your policy may be "orphaned," but that doesn't mean you're on your own. An orphan policy remains valid—it simply no longer has an active advisor to provide ongoing support. The good news is that, depending on your insurance company's servicing process, your policy may be assigned to a new servicing advisor who can help you understand your benefits, update your policy details, and guide you through future servicing or claims. Learn how to determine if your policy is orphaned and why having a dedicated advisor can help you maximize the protection you've worked hard to build.