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YPWP News

Your go-to hub for practical tips, inspiring stories, and expert insights on income protection, investments, education funding, and retirement planning. Learn how to make smart financial moves and secure a brighter future—one article at a time.
How to Build Your Child’s Education Fund Through Life Insurance

Every parent dreams of giving their child the best possible future, and education is one of the greatest investments they can provide. But with rising education costs, preparing early has become more important than ever. While there are many ways to build an education fund, did you know that a life insurance policy for your child can also be part of your strategy? By starting early, parents can create a dedicated financial plan that provides protection for their child while preparing for future educational goals. Explore how life insurance can be one of the tools to help build your child’s education fund.

Is Your Life Insurance Policy Orphaned? Here’s Why That Doesn’t Mean You’re on Your Own

Lost contact with the financial advisor who helped you purchase your life insurance? Your policy may be "orphaned," but that doesn't mean you're on your own. An orphan policy remains valid—it simply no longer has an active advisor to provide ongoing support. The good news is that, depending on your insurance company's servicing process, your policy may be assigned to a new servicing advisor who can help you understand your benefits, update your policy details, and guide you through future servicing or claims. Learn how to determine if your policy is orphaned and why having a dedicated advisor can help you maximize the protection you've worked hard to build.